Fair Development Transition Loan Fund

The Fair Development Transition Loan Fund was created to provide very small and small-medium enterprises operating in the Western Macedonia region and in the municipalities of Megalopolis, Tripoli, Gortynia, and Oichalia in the Peloponnese region with investment purpose loans and working capital on particularly favorable terms.

Program details

Title: Fair Development Transition Loan Fund

Budget : €50.000.000

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Kozani Address
El. Venizeloy 2 Kozani,
Western Macedonia, Greece
Kastoria Address
Stratigoy Arti 21, Kastoria, Western Macedonia, Greece.
information
Phone Kozani: +30 2461 042044
Phone Kastoria: +30 2467 027665
E-mail: info@koem.eu

Fair Development Transition Loan Fund

The Fair Development Transition Loan Fund was created to provide very small and small-medium enterprises operating in the Western Macedonia region and in the municipalities of Megalopolis, Tripoli, Gortynia, and Oichalia in the Peloponnese region with investment purpose loans and working capital on particularly favorable terms.

A business participating in the Fair Development Transition Loan Fund benefits in multiple ways:

The funded business is fully exempt from interest on the portion of the loan co-financed by the Fund (i.e., 50% of each loan), as this amount is provided interest-free by the Fund.

The Fund can subsidize part of the interest rate applied by the Credit Institution on its funds (i.e., 50% of each loan). The subsidy applies to the first 3 years of the loan (starting from the first disbursement) and reduces the Credit Institution's interest rate by 3%, significantly lowering the final interest rate of the loan.

Additionally, each Credit Institution participating in the Fund is required to offer lower interest rates for the portion it finances, compared to the interest rates that would apply to similar financing without the Fund's participation.

The maximum amount of collateral that the Credit Institution may require for each financing cannot exceed 100% of the loan's principal.

The loan amount can range from €5,000 to €500,000
duration of 1 to 10 years, including a possible grace period of up to 12 months.

    KOEM Accounting & Consulting takes on:

  1. Development of the Business Plan
  2. Υποβολή της αίτησης χρηματοδότησης στο Ολοκληρωμένο Πληροφοριακό Σύστημα Κρατικών  Ενισχύσεων (ΟΠΣΚΕ),
    Κατάθεση της αίτησης χρηματοδότησης μαζί με φάκελο απαιτούμενων δικαιολογητικών στο Πιστωτικό Ίδρυμα
  3. Support throughout the entire implementation of the Agreement

 

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Contact us

Kozani

El. Venizeloy 2 Kozani,
Western
Macedonia, Greece

Call us: +30 2461 042044

Kastoria

Stratigou Arti 21, Kastoria,
Western
Macedonia, Greece

Call us: +30 2467 027665

E-mail: info@koem.eu

Koem Consulting

KOEM Accounting & Consulting is active in providing services to organizations, businesses, and individuals.


The company is looking for a new member to strengthen its workforce at Kozanis office.


The role requires the ability to work under relative pressure, maintain priorities and strict deadlines, take on responsibilities and initiatives, and work both individually and as part of a team.


The Role

  • Accounting management of B and C category books
  • Payroll
  • Tax consulting
  • Financial statement analysis
  • Business plan development
  • Management of investment programs


Required Qualifications:

  1. Bachelor’s or Master’s degree in a relevant field
  2. Excellent knowledge of Microsoft Office
  3. Proficiency in managing Information Systems


Desired Qualifications:

  • Work experience in a computerized accounting department
  • Knowledge of the English language
  • Experience in managing SME support programs (NSRF, Development Law, etc.)
  • Communication and organizational skills
  • Consistency and a high sense of responsibility


KOEM Offers

  • Competitive compensation
  • Continuous training and professional development
  • Pleasant working environment

If you believe this position is right for you, send your CV to info@koemconsulting.gr.